The Nation’s Largest Loss Mitigation and Modification Provider Selects Mortgage Cadence as Their Technology and Document Services Supplier Urban Settlement to Leverage Mortgage Cadence as they Scale their Business to a Projected 300,000 Loan Modifications a Month by Year End

DENVER, July 28, 2009 – Mortgage Cadence, Inc., a leading provider of Enterprise Lending Solutions (ELS) for the financial services industry, has been selected by Pittsburgh, Pennsylvania based Urban Settlement Services to replace their primary analytic and document solution. Urban Settlement, through their Home Retention work, has become an industry leader in helping families keep their homes, processing over 600,000 loan work-outs in 2008 and projecting volumes of 300,000 per month towards the latter half of 2009. The Mortgage Cadence product suite, consisting of Mortgage Cadence Orchestrator™, Mortgage Cadence Harmony™ and Mortgage Cadence Finale™, will work seamlessly to allow Urban Settlement to bulk import upwards of 50,000 loans at a time, validate data, perform analytics and dynamically create and securely deliver the required loan modification documents for servicer approval and fulfillment.